Practice Area

Finance

Loans that fund what gets built

Lenders and borrowers both turn to our team for commercial real estate financing. We work on pre-development, acquisition, construction, and permanent loans, with particular depth in multifamily and agency lending.

Loans that fund what gets built

Lenders and borrowers both turn to our team for commercial real estate financing. We work on pre-development, acquisition, construction, and permanent loans, with particular depth in multifamily and agency lending.

Otten Johnson has been representing lenders and borrowers in commercial real estate finance since the firm’s inception. Our team has closed billions of dollars in financings in Colorado and across the United States, working with national lenders, regional banks, private equity, and the developers and operators who borrow from them. Our work is recognized regularly in Banking & Finance by Chambers USA.

How we help

Acquisition, construction, and permanent financing

We handle the full lifecycle of commercial real estate financing. Our team works on pre-development loans, acquisition loans, construction loans, and permanent financings, representing lenders and borrowers throughout the loan term.

Multifamily and agency lending

The team has particular depth in multifamily projects, including Fannie Mae and Freddie Mac financings. Multifamily lending has its own structure, requirements, and timing, and our experience in the asset class shapes how we approach each transaction.

Complex capital structures

Many real estate financings involve more than a single lender on a single loan. We handle mezzanine financings, intercreditor agreements, co-lender arrangements, and seller carry-back financings when the deal necessitates a more layered structure.

Across asset types

Our finance work covers the full range of commercial real estate, from office, retail, industrial, and hospitality to multifamily, mixed-use, manufactured housing communities, condominiums, hotel and resort, assisted living and senior living facilities, charter schools and affordable housing.

Otten Johnson’s Finance work rarely sits in isolation: each loan is usually part of a broader transaction involving the overall project development, and sometimes a workout or restructuring. Otten Johnson has the expertise to close the loan and handle all other aspects of whatever else the deal demands.